Health care reform has caused an unprecedented increase in the number of Americans who are now covered by decent health insurance. Health insurance is affordable and able to be obtained by nearly everyone. However, the options available in companies and plans along with the coverage variations can be confusing. A trained insurance agent can help guide you in making the best decision.

What does an insurance agent do?

  • An insurance agent is the representative of a specific insurance company.
  • An insurance agent acts as the liaison between the insurance company and the consumer.
  • The insurance agent can help explain the plans and benefits that a company offers to you.
  • The insurance agent can also help you find the plan that best fits the needs of you and your family.
  • An insurance agent can help you determine what changes to make to your health insurance coverage based on changes in your life and your healthcare needs.
  • An insurance agent can also explain the costs attached to a plan like the copay and the deductible.
  • Once you have purchased a health insurance plan, an insurance agent can help you determine if a service or procedure is covered by your plan.