ObamaCare, also known as the Affordable Care Act is a healthcare law reform in the US that expands access to health care and curbs healthcare spending through regulations and taxes. Its main focus is to provide more Americans with health insurance that is affordable and to improve the quality of both health care and health insurance by regulating the health insurance industry. The new law contains hundreds of provisions that now address different parts of the healthcare crisis in the US. ObamaCare is the name that was given to the Patient Protection and Affordable Care Act.  It was signed on March 23, 2010.

What Does the Affordable Care Act Do?

ObamaCare offers a number of new benefits to Americans. It also offers new rights and protections in regards to healthcare. It has expanded Medicaid to all adults in most states and has improved Medicare for seniors as well as for those with long-term disabilities. Coverage has been expanded to millions of employees. ObamaCare is now a requirement, each person must have coverage every month in order to get an exemption or they will pay a fee. It also introduced new taxes and tax breaks.


The official website for information and application to insurance plans is Healthcare.gov, however it is quite difficult to understand which plans are best for you, thats why using an agent is relatively important. This site will help you find a private health insurance plan that will allow you to lower costs on your private health insurance. It will also help you if you qualify for Medicaid. If you do not obtain and maintain health insurance each year, you will likely ending owing the Shared Responsibility Fee.