Imagine never again hearing the voice of someone you love.  The sound of the oceans’ waves as they come crashing to the shore, rain, thunder, the roar of the crowd during the Super Bowl, ever been to the Daytona 24 hour race?  I have and I must say that is one sound I don’t think I would miss.  A Senior health plan like Medicare Advantage and Medicare Supplemental Insurance do not pay for hearing aids or hearing tests.  Maybe that’s why they are so expensive.  Regular health plans do pay for hearing tests. One of the reasons to keep paying those Health Insurance Quotes every month is so you can get help from a doctor when you need it.  A doctor that treats hearing problems most likely would be a specialist in terms of what you would pay for an office visit if your health plan differentiates between a regular doctor and a specialist.  If you bought a high deductible health plan from a broker, hopefully that broker placed you on a plan that gives you network discounts when seeing a doctor before you meet the deductible.

The doctors that treat the ears are an Ear, Nose and Throat (ENT) doctor, and a Otologist or Neurotologist. ENT’s are medical doctors that have taken further training and spe cialize in problems of the ears, nose and throat. Otologists and Neurotologists are medical doctors who have trained as ENTs and then completed additional studies in the sub-specialty of otology (or neurotology). These are the real ear experts and the doctors that know the most about inner ear problems.  If you experience sudden hearing loss and there is no obvious reason, these are the doctors that most likely will be able to help you.

The Mayo Clinic reports on the signs and symptoms of hearing loss.  They may include:

  • Muffled quality of speech and other sounds
  • Difficulty understanding words, especially against background noise or in a crowd of people
  • Frequently asking others to speak more slowly, clearly and loudly
  • Needing to turn up the volume of the television or radio
  • Withdrawal from conversations
  • Avoidance of some social settings

Mayo also advises when to see a doctor.  “Talk to your doctor if you have difficulty hearing.  Your hearing may have deteriorated if you find that it’s harder to understand everything that’s said in conversation, especially when there’s background noise; if sounds seem muffled; or you find yourself having to turn the volume higher when you listen to music, the radio or television.”

Medicare Supplemental Insurance