Here’s some good news…health plans are there to help you if you don’t feel so good.  All individual plans effective after September 23, 2010 now cover visits to mental health professionals the same as a doctor visit.  If you have a $50 copay to see a doctor that’s what you would pay to see the therapist.  High deductible health plan that do not pay for doctor visits until your deductible is met will also work the same way for mental health visits.  Senior health plans will also pay for mental health care.  One thing I do know for sure…. when you write a check for your monthly Health Insurance Premium, you will feel good.  Filled with the peace of mind, that comes with knowing, that if anything should happen to your health you will be taken care of.

One of the toughest things to learn in life is how to feel good or at least okay when our bad habits and unwanted traits appear trying to make us feel bad about ourselves.  Psychology Today has a great article called How to feel good – or at least stop feeling bad by Dr. Leslie Becker-Phelps a psychologist.  “If only we could wish away bad habits and unwanted traits.  We would all be like the population of Garrison Keillor’s Lake Wobegon – “where all the women are strong, all the men are good looking and all the children are above average.”  Instead, we are stuck with our imperfect selves.  While we enjoy shining moments of accomplishment and virtue, we also struggle with the less stellar aspects of ourselves; such as unhealthy eating, low self-esteem, depression, or untold anxieties.  Part of being human is the experience of always being a work in progress – never that final, perfect person.  This can make life an exciting adventure; as long as you continue to move in the direction of growth.

Dr. Becker-Phelps goes on to recommend meditation.  Here’s what she has to say, “People often think of mediation as achieving a state of bliss, or at least a deep calm.  Although it’s true that meditation can be relaxing, that’s not its main purpose.  It is a practice of being aware of, and directing, your attention to your moment-by-moment experience.  And it does this by teaching people to see when they become distracted or carried away with thoughts or feelings; and to return their attention to the moment (often focusing on their breath).

If you are interested in learning more about meditation, visit a great web site called Meditation is Easy.

Medicare Supplemental Insurance

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