You may be wondering what the heck music therapy has to do with Medicare Supplemental Insurance and Medicare Advantage plans.  Did you know that you can actually be a board certified musical therapist (MT-BC)?  That’s why it relates to health plans because if there are professionals practicing music therapy then it stands to reason that there are insurance carriers out there paying for it. You keep your Health Insurance Premiums paid and up-to-date and you should be aware of what the benefits are.  Those of you with a High Deductible Health Plan please remember that you must first meet the deductible before the carrier will pay.

Most folks can relate to the idea that music definitely affects emotions.  Music can make us feel sad, happy and sometimes both in the same song.  The magnificent majesty of Beethoven’s Symphony No. 5, listening to jazz in New Orleans’ famed Preservation Hall where some of the world’s greatest musicians “stop by” and improvise together, the Walt Disney World band that strolls playing through the park.  Who c an ever forget taking a young child on the ride “It’s A Small World” in Disney World?  Music is so integrated into our lives that it would be difficult to imagine life without it.  Dancing would definitely not be much fun and I guess you could kiss the ballet goodbye without music.

We know that music is important in our lives but did you ever consider that it could make a sick person well or ease the pain of surgery or help people to communicate their feelings better?   Music Therapy as defined by the American Music Therapy Association is “the clinical and evidence-based use of music interventions to accomplish individualized goals within a therapeutic relationship by a credentialed professional who has completed an approved music therapy program.”  They go on to explain “Music therapy interventions can be designed to:

  • Promote Wellness
  • Manage Stress
  • Alleviate Pain
  • Express Feelings
  • Enhance Memory
  • Improve Communications
  • Promote Physical Rehabilitation

“Research in music therapy supports its effectiveness in a wide variety of healthcare and educational settings.”

WebMd talks about an organization called Gabrielle’s Angel Foundation for Cancer Research (, founded in 1996 by Denise Rich, a Grammy-nominated songwriter, after the death of her daughter from acute myelogenous lukemia.  “Music therapy is used to ease patients’ pain and anxiety and can also help reduce chemotherapy-related nausea and vomiting, according to the American Cancer Society.  Over the past several decades, it has become a common part of comprehensive care at large cancer centers throughout the United States, including Sloan-Kettering.”

Medicare Supplemental Insurance