No one enjoys being sick. Just because you have a Medical Insurance policy doesn’t mean you enjoy going to the doctor, doctor co-pay or no co-pay.
Your hands are capable of transmitting infections. Medical insurance is there to protect you should you become ill, it’s still better to take any precautions you can to remain healthy. Hand washing has been shown to be the most effective way to stop the spread of communicable diseases.
Most diseases spread through fecal-oral contamination. Here is some interesting information from the Hand washing Fact Sheet.
You can get salmonellosis. Salmonellosis is food poisoning and affects the lining of the small intestine. Salmonellosis can cause abdominal pain, chills, diarrhea, fever, muscle pain, nausea, and vomiting. You will probably have to go see your doctor. Medical insurance offer doctor co-pays but some Medical Insurance policies will require you to pay for lab work until you meet the deductible. Some of the tests your doctor may order include a stool culture, complete bleed count, and a blood culture. Without Medical Insurance, obviously you will be paying for all of those tests. With Medical Insurance you would be required to pay the deductible. Let’s say your Medical Insurance policy has a $1500 deductible. Until you pay that amount, you are financially responsible for whatever the tests cost. Because you have Medical Insurance you will pay the contracted rate your Medical Insurance carrier has negotiated but the bills could still add up. Along with salmonellosis that you can get from not washing your hands you can also get shigellosis. Think of shigellosis as salmonellosis on steroids. You are going to want to keep your Medical Insurance premiums paid up if you have a little kid that gets shigellosis. Shigellosis can be a very serious condition for your children with up to 40% developing neurological problems or brain disease. You can see how important it is to never be without Medical Insurance especially if you have young children.
Another little goody you can get from not washing your hands is hepatitis A. Hepatitis A is unlike hepatitis B and C which may become chronic illnesses. Symptoms usually show up 2 – 6 weeks after exposure and one of the tests your doctor will run is a liver function test. Medical insurance would be a great thing to have if you have to have a liver function test.
The illnesses mentioned are just a small sampling of what can be transmitted from not washing your hands. You can also get giardiasis, enterovirus, amebiasis, and campylobacteriosis. Don’t forget the flu and colds. Medical insurance is something you should always have but, just by washing your hands often, you won’t need to use your Medical Insurance for these preventable illnesses.