Most people have had a nightmare once or twice in their lifetime. They can paralyze you with fear. Sometimes things can get scary even when you are awake. Those strange sounds from the basement right before you get into bed. Should you go look? I sometimes wonder if it wouldn’t be a good thing if we could buy nightmare insurance. Nightmare insurance could work sort of like Medical Insurance. You’d have to use your imagination a little bit, but imagine if we could have a co-pay for someone to come look in the basement, or maybe check around outside. A nightmare specialist for the really scary times, like when you can’t wake up from a bad dream and all of a sudden someone is there by your side rubbing your hand and giving you a cup of tea.
Nightmare Medical Insurance is surely a fantasy. Medical Insurance is not a fantasy. Medical Insurance will give you peace of mind in the worst of times. Chest pain. Your little boy has a high fever. Your daughter seems to be having these headaches all the time and your pediatrician wants you to take her to a neurologist. The neurologist costs a fortune but you know yo ur Medical Insurance will help share the financial burden. The specialist co-pay with your medical insurance carrier is $75. Without medical insurance the bill could easily go to $500. What if she needs an MRI? Medical Insurance is there again to help. Depending on what kind of Medical Insurance policy you have you might not have a co-pay for MRI’s but you will be entitled to the network discounts which you surely would not have had without Medical Insurance. Peace of mind.
What exactly is peace of mind? Success Consciousness defines it this way, “It is a state of inner calmness and tranquility, together with a sense of freedom, when thoughts and worries cease, and there is no stress, strain, or fear.” Uncertainty about what the future holds for you and your loved ones is something a lot of us wonder and worry about. There are some things that we have no control over in life. We can’t know if we will get sick. We can’t know if the baby might need an operation. We can’t know if our husband/wife will get cancer and need treatment. One of the things that we can do to ensure a future with peace of mind is to provide Medical Insurance for ourselves and our dear ones.