A comedian by the name of Redd Foxx used to say that he was not going to stop smoking and drinking because, “how are you going to feel when you are old and in the hospital dyin’ from nothin’ man?”  Although funny, modern medicine is so much about prevention that Mr. Fox’s joke might actually become a reality.  We might just grow old and die.

Medical Insurance plays a big role in prevention. One of the things they are really big on is blood pressure.  When you are calling around getting Health Insurance Quotes one of the first things you will be asked is if you take any medications on a daily basis.  If you answer “yes I take medication for blood pressure”, the next question from the Medical Insurance broker will be, “do you take more than one medication”?  Why is that?  One of the things a good Medical insurance broker has to know is what Medical Insurance carrier is the right carrier for the applicant.  I am not talking about the cost of the monthly premiums.  I am talking about what Medical Insurance carrier is most likely to accept the applicant.  Some Medical Insurance carriers will accept you if you have high blood pressure and take two blood pressure medications and some Medical Insurance carriers will not.  Some Medical Insurance carriers will not accept you if you have been taking blood pressure medications for less than six months.

Whats the b ig deal with blood pressure? They call high blood pressure (HBP) the silent disease because there are no symptoms.  What happens inside a persons body when they have high blood pressure and why are Medical Insurance carriers so interested in blood pressure?  Let’s see what the experts at the American Heart Association have to say about the subject.

“Blood pressure measures the force pushing outwards on your arterial walls. The organs in your body need oxygen to survive.  Oxygen is carried through the body by the blood.  When the heart beats, it creates pressure that pushes blood through a network of tube-shaped arteries and veins, also known as blood vessels and capillaries.  The pressure – blood pressure – is the result of two forces.  The first force occurs as blood pumps out of the heart and into the arteries that are part of the circulatory system.  The second force is created as the heart rests between heart beats.  (These two forces are each represented by numbers in a blood pressure reading.)”  Let me simplify this for you if I may.  If the heart has to pump too forcefully to get the blood through the arteries the arteries become weakened and stretched.  The more the arteries become weakened the harder the heart has to work.  Over time, this increased work can damage the heart and can lead to heart failure.  Damage to the vessels that supply blood to your kidneys and brain may negatively affect these organs.

You should now understand why Medical Insurance carriers want to know about your blood pressure.  You gotta have a heart!

Medical Insurance

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