Can you imagine how someone even thought up that contraption?  Imagine sleeping in it.  In fact, how do you sleep in it, I am wondering.  If you have sleep apnea you might be using what is called a CPAP machine.  CPAP stands for Continuous Positive Airway Pressure.  It is used to treat sleep apnea and there is a machine you hook the mask up to to provide a continuous stream of air through the nasal passages.

Medical Insurance will cover the sleep apnea mask and machine – if you have Medical Insurance.  They vary in price from around $59 to $180 for the masks.  The machines go from $200 to upwards of $1000.  There are also supplies such as cleaning and other stuff to go with your machine and mask.  Sleep apnea can sometimes get you declined for Medical Insurance. The decline usually occurs if you need surgery.  All Medical Insurance carriers will decline you if you are pending surgery.  Also, if you get diagnosed with sleep apnea a few months after acquiring Medical Insurance it will probably not be covered.  All doctor v isits, testing, supplies, and surgeries, if required, will be subject to your Medical Insurance deductibles, co-insurance, and co-pays.  A CPAP mask and machine would be covered under the Medical Insurance policies’ durable equipment.

Sleep apnea is a serious medical condition, or can be if not handled properly.  True story…. I had a friend who had sleep apnea and was using a CPAP machine and mask.  He got pneumonia.  For some reason he kept using the mask and machine while suffering from the pneumonia and the fluid filled up in his lungs while he was sleeping and he died.  Sad, awful and true story.

One of the reasons people protect themselves with Medical Insurance is for the peace of mind they receive from knowing that if they do become ill they will be able to be treated and not face financial ruin.  Sleep apnea isn’t cancer, but it can be serious and expensive to treat without Medical Insurance.  Mayo Clinic talks about some signs and symptoms of obstructive sleep apnea.

  • “Excessive daytime sleepiness (hypersomnia)
  • Loud snoring
  • Observed episodes of breathing cessation during sleep
  • Abrupt awakenings accompanied by shortness of breath
  • Awakening with a dry mouth or sore throat
  • Morning headache
  • Difficulty staying asleep (insomnia)
  • Difficult-to-control high blood pressure”

If you or someone you love who may not be aware of these signs suspects sleep apnea please see your physician right away.

Medical Insurance

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