Making New Year’s Resolutions go back to the time of the Babylonians.  It is said that they mainly promised to return farm equipment.  Many people make resolutions concerning their health… quitting bad habits, losing weight, starting an exercise program, eating better.  The main reason for that is, I believe, that everyone realizes that without good health it’s really hard to enjoy life.  In order to qualify for individual medical insurance your health must meet certain criteria dictated by the medical insurance providers.  Medical insurance providers will want your weight to be within certain ranges.  All medical insurance carriers do not have the same weight and height requirements.  And, believe it or not you can also be denied medical insurance if you do not weigh enough!

Medical insurance carriers will also decline you if they think, according to their statistics, that you drink too much alcohol.  Arrested for a DUI, or drug use?  Some medical insurance carriers will make you wait 5 years after a DUI before they will insure you.  Perhaps you were going through a difficult time in your life and thought smoking marijuana might be a good idea?  Medical insurance carriers think it’s a really bad idea and will refuse to insure for 5 years if they find it in your medical records.  Type II diabetes?  Type II diabetes is usually from eating too much.  Diabetes, unless you are a child, will also cause a medical insurance carrier to deny you coverage.

Sometimes it’s difficult to come up with healthy ideas for your New Year’s Resolutions.  Following are some New Year’s Resolutions for kids to get 2012 off to a good start from the American Academy of Pediatrics.

Preschoolers

  • I will clean up my toys and put them where they belong
  • I will brush my teeth twice a day, and wash my hands after going to the bathroom
  • I won’t tease dogs or other pets – even friendly ones.
  • I will avoid being bitten by keeping my fingers and face away from their mouths

5 to 12-years-old

  • I will wear my seat belt every time I get in a car
  • I’ll be nice to other kids
  • I will drink milk and water three times each day, and limit soda and fruit drinks to once each day

13-years-old and up

  • I will take care of my body through physical activity and nutrition
  • I will resist peer pressure to try drugs and alcohol
  • I agree not to use a cell phone or text message while driving and to always use a seat belt.

WebMd brings us 5 healthy Resolutions for women:

  • Eat, but don’t pig out
  • Jump outside the box.  Set fitness goals that are realistic, achievable and well defined.
  • Guard against the bone thief.
  • Take health exams and get an “A” for good health
  •  Move center stage

Men, you are not forgotten!  Here are 5 healthy Resolutions for you from WebMd:

  • Get fit
  • Watch what you eat
  • Go to the doctor
  • Quit smoking
  • Ease stress

Medical Insurance

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