As a Medical Insurance broker I don’t have too many male clients that take care of themselves. Married or not. It seems that men don’t get check-ups. They don’t get heart stress tests. Forget about a PSA exam. The male psychology for preventative health seems to be if its not broken don’t fix it. Many of the preventative tests can be done for very little or no money. Medical Insurance covers an annual well care visit at no charge.
It’s a good thing that lots of men let their partners take care of the Medical Insurance because if it was left up to them they probably wouldn’t have that either. Yes, Medical Insurance is for major medical expenses. However, one of the cool things about modern day Medical Insurance is that doctors and Medical Insurance carriers are realizing how valuable annual check ups can be. The annual can save you some serious health risks and expenses down the line. Theres only one problem for men. They don’t go.
The Male Health Center in an article about why men don’t go to the doctor reports that “one-third of American men have not had a checkup in the last year. Nine million men haven’t seen a doctor in the last five years.” In 1990 the American Medical Association did a study. What they found is “that men don’t go to the doctor because of fear, denial,
embarrassment and threatened masculinity.” Billie Pugh, a Texas heart specialist, explains. “From Little League on you hear boys told to “shake it off.” To admit to having pain or some other problem is seen as a confession of weakness. It threatens our male pride and our provider roles – the things we’ve grown up with and what we’ve been taught”. I don’t mean any disrespect to Dr. Pugh, but what happens to a man’s family when something happens to him, like a heart attack or a stroke? Medical insurance can help pay the bills but what about your job and income? How would that affect your “provider role” with no job or income?
Kaiser Permanente has a list of exams that men should have done to stay healthy. These are some basic steps you can take to prevent problems by detecting early signs of disease. If you have Medical Insurance many of the tests are covered at 100% by your Medical Insurance. Word to the wise, do not apply for Medical Insurance if you are in the midst of having tests done and have not completed them.
- Blood pressure
- Cholesterol test
- Colorectal cancer screening
- Prostrate-specific antigen (PSA) test
- Testicular self-exam
- Sexually transmitted diseases
Your friends at Insurance Medics hope that all our manly men friends will have these tests done every year. Thank You.