Diabetes Mellitus or Type 1 Diabetes is not words a mother or father ever wants to hear.  Formally known as Juvenile Diabetes it is usually diagnosed in children and young adults.  In type 1 diabetes your pancreas does not produce insulin.  Insulin is a hormone that is used to convert sugar, starches and other food into energy. Paying your Medical Insurance cannot prevent this awful disease from striking your child.  But, Medical Insurance can help in getting life saving treatment for your child.  People with type 1 diabetes must take insulin in order to stay alive.  I have heard some parents tell me that the medications alone are over a $1000 a month!  One of the health plans you may wish to consider is a High Deductible Health Plan with integrated prescription coverage.  This means that all of the money you pay out of pocket for doctor visits, tests, and medications all go towards the deductible.  Many carriers offer integrated prescription plans. Children with pre existing illnesses are not longer prevented from getting individual medical plans and their health conditions must be covered.  Children must also be on a plan that includes at least one adult member of the family on the plan with them.

What are some of the signs of type 1 diabetes you should be on the lookout for?  The Juvenile Diabetes Research Foundation International lists the following:

  • Extreme thirst
  • Frequent urination
  • Sudden vision changes
  • Sugar in urine
  • Fruity, sweet, or wine-like odor on breath
  • Increased appetite
  • Sudden weight loss
  • Drowsiness, lethargy
  • Heavy, labored breathing
  • Stupor, unconsciousness

As mentioned above, people with type 1 diabetes must take insulin in order to survive.  The Mayo Clinic offers us a look at some of the different options.  “Types of insulin are many and may include rapid-acting insulin, long-acting insulin and intermediate options.  Depending on your needs, your doctor may prescribe a mixture of insulin types to use throughout the day and night.”

Mayo also talks about healthy eating and counting carbohydrates.  “Contrary to popular perception, there’s no such thing as a diabetic diet.  You won’t be restricted to a lifetime of boring, bland foods.  Instead, you’ll need plenty of fruits, vegetables, and whole grains.  These foods are high in nutrition and low in fat and calories.  And, they mean fewer animal products and sweets.  This is actually the best eating plan, even for people without diabetes.

Medical Insurance

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