There are angels among us! This group of angels is made up of those loving souls that take care of family members (usually) that can no longer take care of themselves. As of January 1, 2011, the first baby boomers turned 65, with another boomer joining every 8 seconds. Ten thousand people a day turn 65, and 4 million a year for the next 19 years will be reaching this “milestone birthday”.

The entire purpose of Medical Insurance is to protect you against risk. Senior health plans do not cover long term care. The health insurance premiums that you pay every month for health plans will not cover long term care even if you have a high deductible health plan. You do have the option to purchase long term care insurance and that is a financial decision you may want to consider. We don’t just offer traditional Medical Insurance call us to receive a no obligation long term care or health insurance quotes. A lot of families are choosing to care for their relatives with Alzheimer’s disease, for instance, at home. Caring for someone with Alzheimer’s disease affects the entire family. One in 8 will develop Alzheimer’s at age 65 and 1 in 2 at age 85 which leaves a lot of families having to step up to the plate as caregivers. Imagine providing 24/7 care for someone who will need assistance in bathing, dressing, eating, exercising, sleeping, and meal preparation.

So, who does care for the caregivers? CNN has talked with Lou Ruvo at Cleveland Clinic for Brain Health. Mr. Ruvo is explaining how Cleveland Clinic cares for caregivers. “We address the challenges faced by caregivers of all types: those who have made care giving their full-time avocation, and those who are juggling simultaneously the demands of unpaid care giving and paid employment. We offer tips and strategies for caring for a loved one with cognitive impairments along with opportunities to understand the disease and its impact”.

Mr. Rove goes on to say “Oftentimes, individuals do not think of themselves in terms of being a caregiver. Rather, they are devoted family members taking care of someone they love. The snapshot of care giving statistics paints a vivid picture. According to the Alzheimer’s Association, in the United States alone nearly 15 million individuals provide more than 17 billion hours of unpaid care annually for loved ones with Alzheimer’s.” That’s stunning! 17 billion hours! Helpguide.org has some suggestions to avoid burnout. Here are some of them: Schedule mini-workouts throughout the day Take time to play Try something new Keeper laughing Ask for help Click on the Helpguide.org link above and that will take you too many links for help for caregivers. And, thanks for all that you do.

Medical Insurance

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