When considering which of the many Medical Insurance available one of the first questions people ask is, “Will it cover me if I get cancer?” Just so you know all major Medical Insurance plans cover you if you get cancer. Many cancers are treated with chemo which is usually administered in an outpatient facility. Make sure you have a plan that covers that without any yearly limits. When considering your family budget several factors contribute to the Health Insurance Quotes. One would be the deductible, the lower the deductible, the higher the health premiums. Choosing a high deductible health plan will keep your monthly health premiums lower. It will also increase your out of pocket expenses if you get cancer. For instance, if you have a $10,000 deductible and need chemo you will be financially responsible to pay the first $10,000 before your insurance carrier pays anything. Ideally, what you would like to get is a plan with low deductibles and low health premiums. BlueCross/BlueShield of Florida offers such a plan. If you are interested, give us a call at Insurance Medics. We would be happy to check to see if you qualify for this plan.
Cancer is a very complicated disease. There are many different options and treatments available. Vitamin K, asparagus…. asparag us? Yes, asparagus. Patients with cancer need to be very well educated about their different choices and to thoroughly research any course of treatment they are thinking about. The American Cancer Society has some interesting things to say about cancer treatments. “Quackery refers to the promotion of methods that claim to prevent, diagnose, or cure cancers that are known to be false or which are unproven and most likely false. These methods are often based on theories of disease and treatment that are contrary to accepted scientific ideas, and they may use patient testimonials as evidence of their effectiveness and safety. Many times, the treatment is claimed to cure other diseases as well as cancer.
Fraud goes a step beyond quackery. In this case, treatments are advertised deceptively by people whose main intent is to make money. Some of these treatment methods have been tested and found not to work. Some are known to be harmful. Others have not been tested, but the sellers claim that they can help you.
If you suspect fraud in any kind of heath treatment, including supplements, you can contact the US Food and Drug Administration (FDA). The FDA is listed in the blue pages of the phone book under “US Government”. Look under the heading “Health and Human Services”. Or visit their web site at www.fda.gov.