The New York Times is reporting that there has been a 20% rise in the number of cancer survivors. The increase is contributed toward better quality health care and access to new technological testing and treatment. The only problem with the different various cancer treatments that are available today is that they are very costly. Most of the survivors had medical insurance and subsidized their care by paying their health insurance premiums.
Even after surviving cancer, people are still at risk for other ailments. The article quotes Dr. Thomas R. Frieden, director of the Centers for Disease Control as saying “You might think, I’ve had cancer– I don’t have to worry about eating right, quitting smoking, exercising. But people with cancer need to be just as concerned about heart disease and other risks as they would otherwise.”
Once you have developed cancer it is almost impossible to qualify for another individual health plan but you are allowed to keep the one that you have. So, it is extremely important to have medical insurance, either from your employer or an individual plan (which is usually more affordable). If you find that health premiums are just too expensive or just completely out of your budget, consider a high deductible health plan.
Although a high deductible health plan; well, has a high deductible you would still receive medical treatments and get quality care. When we are healthy, we look at $2500 or $5000 or higher as “high deductibles” and they are, but when cancer treatments are costing $500,000 or more, suddenly that “high deductible” doesn’t seem too bad. So, what’s the big deal of these “high deductible health plan”- they offer very low health insurance premiums. So they keep you from going uninsured and if you never got sick or made any claims, you came out ahead because your health premiums were nice and low. A high deductible health plan is usually recommended for someone who is in good health and who does not anticipate to be hospitalized or need some major testing conducted in the near future.