If you are looking forward to enrolling into health insurance Florida policy, you better be ready soon for open enrollment for 2017 coverage. Enrollment for plans void of financial assistance begins October 1st while that for plans coupled with financial assistance begins November 1st.
The difference between October and November shopping
Perhaps you might want to know the difference between shopping on October and November. Florida Blue plans available as from October 1st don’t include any financial assistance that can help reduce premiums or the out-of-pocket expenses.
The plans that will be available as form November 1st will be from the public Marketplace and come with financial assistance for those who are eligible. Choosing the plan that’s best for you can be daunting, especially if you are new to it. Insurance Medics can help you go through the path that that is most suitable for your needs and can assist you to directly find the best type of plan from Florida Blue either directly or through the marketplace.
You can only be assisted in making the right choice when selecting a Florida Blue type of plan, but the decision solely remains yours. When selecting a plan, you should consider a number of factors. Lower premium amounts paid monthly will most likely result to higher deductibles, co-insurance and co-payments. You should also consider the out-of-pocket expenses and the maximum amount you’ll be required to pay. Another important factor to look into should be the provider network coverage. A wider provider network will possibly be better if you travel more.
If you choose not to be enrolled in the 2017 coverage, the yearly penalty for not being insured will be more than the 2016 amount. Additionally, you will have to take all the health care costs and related services received. It is therefore prudent to get enrolled into a health insurance plan.
Insurance Medics are Florida Blue agents and will assist you get a 2017 cover via the marketplace. You will be guided through all the steps of enrolling in a coverage. It is the only better way to receiving financial assistance to cater for your healthcare expenses as well as that of your loved ones.
*Facebook post: Are you looking forward to enrolling in Florida Blue plan? Find an agent to get you started for the 2017 open enrolment!